Business & Personal Insurance — Connect with Specialists
We connect individuals and businesses with independent insurance professionals who can discuss provider products and cover considerations for their situation.
What You Can Explore
Explore the types of assets and commercial requirements that may be discussed with an independent finance professional.
Business Insurance
- Business package insurance
- Public liability insurance
- Professional indemnity
- Management liability
Fleet & Motor
- Commercial fleet insurance
- Heavy vehicle insurance
- Motor traders insurance
- Compulsory third party (CTP)
Liability Insurance
- Public & product liability
- Employers liability
- Cyber liability insurance
- Directors' & officers' liability
Property Insurance
- Commercial property insurance
- Industrial special risks
- Machinery breakdown
- Business interruption
Personal Insurance
- Life insurance
- Income protection
- Total & permanent disability (TPD)
- Trauma insurance
Why Insurance Advice Matters
Insurance is one of the most important — and most misunderstood — financial products available to Australian businesses and individuals. Choosing the wrong policy, underinsuring, or missing a critical exclusion can have devastating financial consequences when you need to make a claim.
An insurance broker does more than find you a cheaper premium. They conduct a thorough assessment of your risks, identify gaps in your coverage, and place your policy with an insurer who is genuinely suited to your risk profile. They also advocate for you if a claim is disputed.
Asset Connect Australia can refer insurance enquiries to independent, appropriately qualified or licensed insurance professionals. They are responsible for confirming their own authorisation and advice, and for explaining available cover, exclusions, premiums and provider terms.
Key Points
- Professional remuneration, insurer premiums and other costs vary; confirm them with the relevant professional before proceeding
- An insurance professional may have access to a panel of insurers, including specialist markets; available panels vary
- An insurance professional may discuss policy terms and conditions available through the providers they work with
The Benefits of Getting Referred
Expert Risk Assessment
An appropriately qualified insurance professional may assess risks and discuss cover, exclusions and limits. They are responsible for their own advice.
Access to Specialist Markets
Some providers may consider unusual or higher-risk businesses through specialist channels. Availability and terms depend on provider appetite and the professional's authorisations.
Competitive Premium Negotiation
An insurance professional may discuss premiums and terms with providers they work with. No saving, premium or outcome is guaranteed.
Claims Advocacy
Some insurance professionals may assist with claim communications under their engagement terms. Claim assessment and settlement remain subject to the policy and insurer.
Industry-Specific Cover
Tradespeople, healthcare providers, professional services firms and construction companies each have unique insurance needs. We can connect relevant enquiries with independent professionals who may specialise in that sector.
Policy Review and Ongoing Service
Insurance needs change as your business grows. An insurance professional may offer reviews under their engagement terms; cover remains subject to policy wording and provider terms.
Who Is This For?
A Clear Connection Process
Submit Your Enquiry
Fill in our simple online form — tell us what you're looking for and we'll use your enquiry to identify a relevant connection.
A Specialist Reviews Your Enquiry
We can connect you with an appropriately qualified or licensed finance professional. They independently assess your circumstances and explain available provider options.
Discuss Your Options
The relevant professional discusses products, pricing, eligibility and next steps with you. You decide whether to proceed, subject to the provider’s terms.
Decide Directly
You discuss the available options directly with that independent professional or provider. Asset Connect Australia does not determine eligibility, rates, terms, approval or suitability.
Frequently Asked Questions
Available Australia Wide
Our connection service is available across every state and territory. We can introduce you to an independent professional whose experience is relevant to your market and situation.
New South Wales
Sydney, Newcastle, Wollongong, Central Coast
Victoria
Melbourne, Geelong, Ballarat, Bendigo
Queensland
Brisbane, Gold Coast, Sunshine Coast, Townsville
Western Australia
Perth, Fremantle, Mandurah, Bunbury
South Australia
Adelaide, Mount Gambier, Whyalla, Victor Harbor
Tasmania
Hobart, Launceston, Devonport, Burnie
Australian Capital Territory
Canberra, Queanbeyan, Belconnen
Northern Territory
Darwin, Alice Springs, Katherine, Palmerston
Ready to Get Started?
Fill in your details below and our team will review your enquiry. If appropriate, your details may be shared with an independent professional who will contact you about available options. Timing, eligibility and any costs depend on that professional and provider.