Car Loan Repayment Calculator
Estimate your weekly, fortnightly or monthly car loan repayments — including an optional balloon payment.
Estimated repayment per month
$801.52
Ready to take the next step?
We can connect you with a licensed specialist from our network who can discuss options relevant to your circumstances.
Estimate your car loan repayments in seconds
Whether you're buying a new car, a ute for work or adding to a business fleet, knowing your likely repayments helps you set a realistic budget before you start shopping. Enter the amount you plan to borrow, an interest rate, and your preferred loan term to see estimated repayments instantly.
Tips for lowering your car loan repayments
- A larger deposit or trade-in reduces the amount you need to borrow.
- Shorter loan terms mean higher repayments but far less interest overall.
- A balloon payment lowers repayments, but you'll owe a lump sum at the end.
- Comparing options across multiple lenders can make a significant difference — a licensed broker can help with this.
When you're ready, Asset Connect Australia can connect you with an independent vehicle finance professional who may discuss provider options. Eligibility, pricing and any costs are determined by the provider.
Related Reading
Guides from our blog that pair well with this calculator.
Vehicle Finance in Australia: Your Questions Answered
The most common questions Australians ask about car and vehicle finance — novated leases, chattel mortgages, balloon payments, and more.
Comparison PostChattel Mortgage vs Lease: Which Suits Your Trade Business?
Both let you get the ute or gear onto the tools today. The difference is who owns the asset and how it sits on your books.
How-To GuideWhy Use a Finance Broker Instead of Going Straight to the Bank?
One bank gives you one answer. A licensed broker can compare a whole panel of lenders — often with faster turnaround and a rate that actually fits your situation.
Frequently Asked Questions
This calculator provides estimates only, based on the figures you enter, and is intended as a general guide. It does not take your personal circumstances into account and is not financial advice, credit assistance or an offer of finance. Actual repayments, rates, fees and approval outcomes are determined by lenders and licensed professionals. Asset Connect Australia is a referral platform only — we can connect you with appropriately licensed professionals who can assess your circumstances.